Debra Cummings
ERA Kennedy Group Realtors 864-903-1570

Welcome to Upstate South Carolina 

You won't believe the things our neck of the woods has to offer...3 of the most beautiful lakes in the country, 4 distinct but mild seasons, awesome high school and college sports, 3 gorgeous lakes, short drives to Atlanta, Charlotte, Asheville and Greenville, majestic mountain views, culture, agriculture and, oh yeah, 3 sensational lakes!  If it's time for you to slow down or speed up, you can do it here.  If you are already here, you know exactly what we mean.  Either way, we want to be your ERA REALTOR, and promise to be "ALWAYS THERE FOR YOU!"

 

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Your FICO Score

Your FICO Score FICO measures credit-worthiness. Underwriters use three credit bureaus, Equifax, Experian, and Trans Union, to determine your score in the following ways: 1. Delinquencies lower scores, and scores drop when new accounts are opened. 2. A long credit history is better than a new one, and too few revolving accounts makes it harder to evaluate the ability to manage credit.  Before closing any accounts, consult with a lending professional. 3. Consumers with “maxed out” cards will be viewed as irresponsible use of credit and new lenders will assume you could have  trouble making payments if you hit any bumps in the road. Too many revolving accounts indicate over-extension…
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Debra Cummings

ERA Kennedy Group Realtors
This information is deemed reliable, but not guaranteed. Neither, the Anderson Association of REALTORS®, Inc. or Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Anderson Association of REALTORS®, Inc. and Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.